YNAB 4 features Cloud Sync, making it easier than ever to stay focused on your budget and always up to date by staying in sync wherever there's an internet connection. Why wait three days for your bank to tell you that some money's been spent? Use YNAB's iPhone or Android app to record your spending right there at the cash register. With super-fast transaction entry, you'll have entered the transaction before you've walked out the door.

Praised across the internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated). The software is built around Four Rules of Cash Flow. These Four Rules will help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to be the products of years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money. Remember to take advantage of YNAB's fantastic support resources: video tutorials, and free live budgeting classes for any and all interested!